Full Definition

CCRCs are one of the most comprehensive senior housing options available, offering a residential continuum from healthy retirement through end-of-life care. Residents typically begin in independent living and have priority access to higher levels of care (assisted living, memory care, SNF) as needs change — without the disruption of moving to a different community.

Most CCRCs require an entrance fee (ranging from $100,000 to $1 million or more) in addition to monthly fees. Texas regulates CCRCs under the Continuing Care Facilities Act. Contract types include Type A (extensive, which covers all care levels with little additional cost), Type B (modified, which covers some care), and Type C (fee-for-service, which charges market rates for higher care levels).

CCRCs are primarily private pay. Some have benevolent care funds for residents who outlive their financial resources.